Credit Card is a store card

Credit Card is a store card that can only be used to shop at Wal-Mart stores. The other variant by MasterCard can be used and accepted in different stores. The Wal-Mart Master Card will also reward all The Wal-Mart Credit Card is accepted at Wal-Mart Stores, Wal-Mart Super centers Neighborhood Markets Walmart.com Wal-Mart and Murphy USA Gas Stations and Sam's Clubs. The Wal-Mart MasterCard can be used anywhere that MasterCard is accepted. The Wal-Mart Credit Card can only be used at Wal-Mart and Sam's Club. This includes their associated gas stations and websites. You can also pay off your card balance at either of these two stores. The Wal-Mart MasterCard can be used anywhere MasterCard is accepted. As an authorized payment center for PG&E SDG&E and So CalGas customers can pay bills from these companies without incurring a convenience fee. To pay a bill customers bring their bill stub to a participating Wal-Mart Money Center or customer service desk. Payments can be made using cash or a PIN based debit card. Wal-Mart credit cards have no annual fee.  This is a great feature if you like to monitor your credit score carefully. The Wal-Mart credit card includes a unique cash-advance feature that allows you to withdraw $60 cash per day in $20 increments when you make an in-store purchase. Wal-Mart offers two types of credit cards the Wal-Mart MasterCard offered by Synchrony Bank which can be used wherever MasterCard credit cards are accepted and the Wal-Mart Credit Card, which can only be used at Wal-Mart stores, Wal-Mart Super centers Wal-Mart Neighborhood Markets Walmart.com Wal-Mart and Murphy USA gas stations and Sam’s Clubs. You can apply for a Wal-Mart Credit Card or Wal-Mart MasterCard at any Wal-Mart store register or jewelry kiosk or online at Walmart.com. When you choose to apply Synchrony Bank will pull your credit score and look at other factors like your income level debt level employment and more. Applying for the Wal-Mart Credit Card is pretty simple and most of the time you can get an instant answer. But like any other credit card application applying for a new card does require a hard pull on your credit which will ding your credit score. There is no preset credit score requirement listed to qualify. But many cardholders report qualifying for this credit card with a low credit score. The high interest rate is also an indicator that those who are working to build credit may qualify.